My mom had a small investment portfolio. I've seen a couple of the stocks she owned go to zero. In the end you hope that the good ones outbalance the bad ones. Like the man said in the movie, "They're all dogs, just try to put it (his Million $'s.) on the dog with the least fleas."
Being a former cubicle dweller, It never ceases to amaze me that these corporations ever make a profit. Management always takes care of itself, usually to the detriment of the shareholders. I worked for a medium sized corporation many years ago. We had 700 employees and did about $125 million a year in sales. Our company was marginal as to if we could make a profit or sustain a loss. An yet, there was management giving themselves hundreds of thousands of dollars in "Bonuses". Management was doing such a good job, that those bonuses made sure that the company sustained a loss. Every year. Eventually that company was driven into the ground by its own management and went out of business.
If you read the comic strip "Dilbert" and you have had experience as a cubicle dweller, you can understand. Dilbert is seldom what I consider funny because in its own caricatured and stereotyped way, it is all true. Frighteningly so. If you haven't ever been a cubicle dweller, then Dilbert is meaningless. And therefore, understanding how big corporations work, would be equally elusive.
Bitcoin, Hah! They are destined for the ash heap of history, It's just a matter of time.
I keep my money in the bank. That's risky enough.
Wes H.