The lower temps are for shade-grown, very light-colored wrappers. You can safely kiln them at 125ºF, but they may darken, and lose their delicate flavors.
Regarding mold, you just won't see vegetative growth of mold at 125ºF, regardless of the humidity. But below about 120ºF, vegetative mold growth is highly dependent on the humidity of the growth medium (i.e. the tobacco leaf and stems).
The chart below does not include tobacco leaf as a medium, but you can take a wild guess at where it might be situated--probably between either leather and cheese or cheese and wood.
In that study (from 1953), we see very little vegetative mold growth at 76% RH. And this is after being held in those conditions for
a year.
For kilning at lower temps, though not at higher temps, the RH must be controlled. Keep in mind that the numbers refer to the stabilized RH
within the growth medium. Some parts of tobacco leaf, the stems in particular, are more hygroscopic (hold onto more water) than other parts. I believe that an ambient RH in the range of 65% or lower will be safe for low temp kilning. Also note that circulation of air (by a fan) within the kiln is imperfect, and may allow areas with less circulation to reach higher humidity at a lower temp.
Bob